:root {
  --bg: #ffffff;
  --text: #111827;
  --muted: #526071;
  --soft: #f7fafc;
  --soft-2: #eef6f8;
  --border: #e5edf0;
  --blue: #1d7fd8;
  --blue-dark: #145fa5;
  --teal: #10a6a6;
  --accent-soft: #eaf8fb;
  --card: #ffffff;
  --shadow: 0 18px 46px rgba(15, 23, 42, 0.08);
  --shadow-hover: 0 24px 60px rgba(15, 23, 42, 0.13);
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Arial, sans-serif;
  line-height: 1.72;
  color: var(--text);
  background: var(--bg);
  text-rendering: optimizeLegibility;
}
a { color: var(--blue); text-decoration: none; transition: color .16s ease, transform .16s ease, box-shadow .16s ease, border-color .16s ease; }
a:hover { color: var(--blue-dark); text-decoration: underline; }
.site-header {
  position: sticky;
  top: 0;
  z-index: 10;
  border-bottom: 1px solid rgba(229, 237, 240, .95);
  background: rgba(255, 255, 255, .96);
  backdrop-filter: blur(14px);
}
.nav {
  max-width: 1120px;
  min-height: 92px;
  margin: 0 auto;
  padding: 14px 24px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 28px;
}
.logo { display: inline-flex; align-items: center; flex: 0 0 auto; line-height: 1; }
.site-logo { display: block; height: 70px; width: auto; max-width: 260px; object-fit: contain; }
.nav-links { display: flex; align-items: center; justify-content: flex-end; gap: 8px; flex-wrap: wrap; }
.nav-link {
  color: #334155;
  font-weight: 750;
  font-size: .96rem;
  padding: 9px 12px;
  border-radius: 999px;
}
.nav-link:hover { color: var(--blue-dark); background: var(--accent-soft); text-decoration: none; }
.hero {
  background:
    radial-gradient(circle at top right, rgba(16,166,166,.18), transparent 34%),
    radial-gradient(circle at top left, rgba(29,127,216,.12), transparent 32%),
    linear-gradient(180deg, #f2fbfd 0%, #ffffff 82%);
  border-bottom: 1px solid var(--border);
}
.hero-inner {
  max-width: 1120px;
  margin: 0 auto;
  padding: 92px 24px 76px;
  display: grid;
  grid-template-columns: minmax(0, 1.22fr) minmax(280px, .78fr);
  gap: 42px;
  align-items: center;
}
.hero-panel {
  background: rgba(255,255,255,.84);
  border: 1px solid #cdeff4;
  border-radius: 30px;
  box-shadow: var(--shadow);
  padding: 30px;
}
.stat-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 14px; margin-top: 22px; }
.stat { background: var(--soft); border: 1px solid var(--border); border-radius: 18px; padding: 17px; }
.stat strong { display: block; font-size: 1.55rem; color: var(--blue); line-height: 1; margin-bottom: 5px; }
.stat span { color: var(--muted); font-weight: 700; font-size: .92rem; }
.eyebrow {
  color: var(--teal);
  font-weight: 850;
  text-transform: uppercase;
  letter-spacing: .09em;
  font-size: .78rem;
  margin: 0 0 12px;
}
h1, h2, h3 { letter-spacing: -0.036em; line-height: 1.12; color: var(--text); }
h1 { font-size: clamp(2.5rem, 6vw, 4.45rem); margin: 0 0 18px; max-width: 880px; }
h2 { font-size: clamp(1.55rem, 3vw, 2.12rem); margin: 46px 0 15px; }
h3 { font-size: 1.24rem; margin: 30px 0 10px; }
.lede { color: var(--muted); font-size: clamp(1.08rem, 2vw, 1.28rem); max-width: 720px; margin: 0 0 30px; }
.button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border-radius: 999px;
  background: linear-gradient(135deg, var(--blue), var(--teal));
  color: #fff;
  padding: 12px 18px;
  font-weight: 820;
  box-shadow: 0 12px 24px rgba(29,127,216,.22);
}
.button.secondary { background: #fff; color: var(--blue); border: 1px solid #bfe7ef; box-shadow: none; }
.button:hover { color: #fff; transform: translateY(-1px); text-decoration: none; box-shadow: 0 16px 28px rgba(29,127,216,.28); }
.button.secondary:hover { color: var(--blue-dark); background: var(--accent-soft); box-shadow: none; }
.section { max-width: 1120px; margin: 0 auto; padding: 72px 24px; }
.section-soft { max-width: none; background: var(--soft); border-top: 1px solid var(--border); border-bottom: 1px solid var(--border); }
.section-soft > .section { padding-top: 72px; padding-bottom: 76px; }
.section-heading { display: flex; justify-content: space-between; align-items: end; gap: 22px; margin-bottom: 28px; }
.section-title { margin: 0; }
.section-kicker { color: var(--muted); margin: 9px 0 0; max-width: 650px; }
.grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 28px; }
.card {
  background: var(--card);
  border: 1px solid var(--border);
  border-radius: 26px;
  padding: 32px;
  box-shadow: var(--shadow);
  display: flex;
  flex-direction: column;
  min-height: 100%;
  transition: transform .18s ease, box-shadow .18s ease, border-color .18s ease;
}
.card:hover { transform: translateY(-3px); box-shadow: var(--shadow-hover); border-color: #bfe7ef; }
.card.featured { display: grid; grid-template-columns: minmax(0, 1fr) auto; align-items: center; gap: 24px; }
.card h3 { margin-top: 0; margin-bottom: 12px; font-size: 1.34rem; }
.card p { color: var(--muted); margin: 0 0 24px; display: -webkit-box; -webkit-line-clamp: 2; -webkit-box-orient: vertical; overflow: hidden; }
.card .button { margin-top: auto; align-self: flex-start; }
.meta-pill { display: inline-flex; width: fit-content; color: var(--blue-dark); background: var(--accent-soft); border: 1px solid #bfe7ef; border-radius: 999px; padding: 5px 11px; font-size: .76rem; font-weight: 820; margin-bottom: 16px; text-transform: capitalize; }
.article-shell { max-width: 940px; margin: 0 auto; padding: 42px 24px 84px; }
.breadcrumb { color: var(--muted); font-weight: 750; margin-bottom: 28px; display: inline-block; }
.article-header { max-width: 800px; margin: 0 auto 36px; padding: 38px 0 32px; border-bottom: 1px solid var(--border); }
.article-meta { color: var(--muted); font-size: 1.12rem; max-width: 760px; }
.article-content { max-width: 780px; margin: 0 auto; font-size: 1.03rem; }
.article-content p { margin: 0 0 20px; }
.article-content h2 { margin-top: 54px; padding-top: 4px; }
.article-content h3 { color: #1f2937; }
.article-content ul, .article-content ol { margin: 0 0 26px 1.25rem; padding: 0; }
.article-content li { margin: 9px 0; padding-left: 2px; }
.disclosure, .affiliate-box {
  background: linear-gradient(180deg, #f1fbfd, #ffffff);
  border: 1px solid #bfe7ef;
  border-left: 5px solid var(--teal);
  border-radius: 20px;
  padding: 20px 22px;
  color: #164e63;
  margin: 30px 0;
  box-shadow: 0 10px 26px rgba(15, 23, 42, .045);
}
.affiliate-box h2 { margin-top: 0; padding-top: 0; }
.affiliate-box p:last-child { margin-bottom: 0; }
.cta-box { background: linear-gradient(135deg, #111827, #0f4f61); color: white; border-radius: 26px; padding: 32px; margin: 52px 0 14px; box-shadow: var(--shadow); }
.cta-box h2 { color: white; margin-top: 0; padding-top: 0; }
.cta-box p { color: #dbeafe; }
.related-box { background: var(--soft); border: 1px solid var(--border); border-radius: 24px; padding: 26px; margin: 42px 0; }
.related-box h2 { margin-top: 0; padding-top: 0; }
.table-wrap { overflow-x: auto; margin: 24px 0 34px; border: 1px solid var(--border); border-radius: 18px; box-shadow: 0 8px 24px rgba(15, 23, 42, .045); }
table { width: 100%; border-collapse: collapse; min-width: 640px; background: #fff; }
th, td { text-align: left; padding: 14px 16px; border-bottom: 1px solid var(--border); vertical-align: top; }
th { background: #eef8fb; font-weight: 850; color: #0f3f4d; }
tr:last-child td { border-bottom: 0; }
.page { max-width: 850px; margin: 0 auto; padding: 70px 24px 86px; }
.page-card { background: white; border: 1px solid var(--border); border-radius: 26px; padding: 38px; box-shadow: var(--shadow); }
.page-card p { color: var(--muted); }
.site-footer { border-top: 1px solid var(--border); background: #fbfdfe; }
.footer-inner { max-width: 1120px; margin: 0 auto; padding: 34px 24px; color: var(--muted); display: flex; flex-direction: column; align-items: center; text-align: center; gap: 16px; }
.footer-inner strong { color: var(--text); }
.footer-links { display: flex; gap: 18px; flex-wrap: wrap; justify-content: center; }
.footer-links a { color: var(--muted); font-weight: 750; }
.footer-links a:hover { color: var(--blue-dark); text-decoration: none; }
@media (max-width: 820px) {
  .hero-inner, .card.featured { grid-template-columns: 1fr; }
}
@media (max-width: 760px) {
  .site-header { position: static; }
  .nav { min-height: 0; align-items: center; flex-direction: column; gap: 12px; padding: 14px 18px 16px; }
  .site-logo { height: 45px; max-width: 190px; }
  .nav-links { justify-content: center; gap: 6px; }
  .nav-link { font-size: .92rem; padding: 7px 10px; }
  .hero-inner { padding: 56px 22px 50px; }
  h1 { font-size: clamp(2.15rem, 12vw, 3rem); }
  .grid { grid-template-columns: 1fr; gap: 20px; }
  .section, .section-soft > .section { padding: 48px 22px; }
  .section-heading { display: block; }
  .article-shell { padding: 28px 20px 64px; }
  .article-header { padding-top: 24px; }
  .article-content { font-size: 1rem; }
  .page { padding: 44px 20px 64px; }
  .page-card, .card, .cta-box { padding: 24px; border-radius: 22px; }
  table { min-width: 560px; }
}